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National Housing Agency Links |
National Housing: Residential, Manufactured And Mobile Home Ageny LinksLoanJunction.com Inc. Manufactured home loan link assistance programs. Manufactured Housing and Standards: State Administrative Agencies (SAAs) To find the contact for your state, use the table below and click on your state's abbreviation. If your state does not participate in the Federal program, or if you cannot get a resolution through these contacts, you may contact the: Office of Manufactured Housing Programs
Office of Regulatory Affairs and Manufactured Housing
US Department of Housing and Urban Development
451 Seventh Street, SW, Room 9164
Washington, DC 20410-8000
Telephone: (202) 708-6423 or (800) 927-2891.
FAX: (202) 708-4213
ALABAMA
Mr. Jim Sloan, Administrator
Alabama Manufactured Housing Commission
350 S. Decatur Street
Montgomery, AL 36104-4306
PH: (334) 242-4036 ext. 25
FAX: (334) 240-3178
Designee: Tommy Colley
ALASKA - Use HUD address below. ARIZONA
Mr. Robert Barger, Director
Arizona Department of Fire Building and Life Safety
Office of Manufactured Housing
1100 West Washington, Suite 100
Phoenix, AZ 85007-2935
PH: (602) 364-1003
FAX: (602) 364-1052
Designee: Gary Grounds
ARKANSAS
Mr. Whit Waller, Director
Arkansas Manufactured Home Commission
101 E. Capitol, Suite 210
Little Rock, AR 72201-5705
PH:(501) 324-9032
FAX: (501) 683-3538 CALIFORNIA
Mr. Kevin Cimini, Administrator
Department of Housing and Community Development
Manufactured Housing Section
1800 Third Street, Suite 260
P.O. Box 31
Sacramento, CA 95812-0031
PH: (916) 445-3338(main)
FAX: (916) 327-4712
COLORADO
Steve Bernia, Program Manager
Housing Technology & Standards Section
Division of Housing
1313 Sherman Street, #321
Denver, CO 80203-2244
PH: (303) 866-4616
FAX: (303) 866-3072 CONNECTICUT - Use HUD address below. DELAWARE - Use HUD address below. DISTRICT OF COLUMBIA (Washington, D.C.) - Use HUD address below. FLORIDA
Dr. Dwight F. Davis, Chief
State of Florida
Division of Motor Vehicles
Bureau of Mobile Homes and RV
2900 Apalachee Parkway, MS66
Tallahassee, FL 32399-0640
PH: (850) 617-2808
FAX: (850) 488-7053
Designee: Chuck Smith, Program Manager
Consumer Complaint: Vicky Ladd PH: (813) 740-4298 ext. 233 GEORGIA
Mr. Chris Stephens, Asst. State Fire Marshal
Manufactured Housing Division
State Fire Marshal's Office
#2 Martin Luther King Jr. Dr., #620 West Tower
Atlanta, GA 30334
PH: (404) 656-3687 or (404) 656-9498
FAX: (404) 657-6971 HAWAII - Use HUD address below. IDAHO
Mr. C. Kelly Pearce, Administrator
Division of Building Safety - Building Bureau
1090 E. Watertower Street
Meridian, ID 83642 P.O. Box 83720
Meridian, ID 83720-0600
PH: (208) 332-3950
FAX: (208) 855-2164
Designee: Tom Rodgers
ILLINOIS
Mr. John D. Reilly, Jr., Section Chief
Illinois Department of Public Health
Division of Environmental Health
General Engineering Section
525 West Jefferson Street
Springfield, IL 62761
PH: (217) 782-5830
FAX: (217) 785-0253
INDIANA
Ms. Richelle Wakefield, CBO
Director Fire & Building Code Enforcement
Indiana Department of Homeland Security
Division of Fire & Building Safety
302 W Washington Street, Room E-241
Indianapolis, IN 46204
Phone: (317) 233-1407
Fax: (317) 233-0307
IOWA
Mr. Rich Bolten, Manufactured Housing Coordinator
Iowa Fire Marshall Office
401 SW 7th Street, Suite N
Des Moines, IA 50309
PH: (515) 281-5821
FAX: (515) 242-6299
KANSAS - Use HUD address below. KENTUCKY
Mr. Harry J. Rucker, Chief
Manufactured Housing Division
State Fire Marshal's Office
101 Sea Hero Road, Suite 100
Frankfort, KY 40601-4322 ext 425
PH: (502) 573-0365
FAX: (502) 573-1004
LOUISIANA
Sammy J. Hoover, Administrator
Manufactured Housing State Administrative Agency
Louisiana Manufactured Housing Commission
224 Florida Street
Baton Rouge, LA 70811
PH: (225) 342-5919 or (225) 342-2943
FAX: (225) 342-2999
MAINE
Mr. Robert V. LeClair, Executive Director
Manufactured Housing Board
Office of Licensing and Registration
35 State House Station
Augusta, ME 04333-0035
PH: (207) 624-8678
FAX: (207) 624-8637
MARYLAND
Mr. Ujjval Dave, Acting Director
Department of Housing & Community Development
Maryland Code Administration
100 Community Place
Crownsville, MD 21032-2023
PH: (410) 514-7218
FAX: (410) 987-8902
MASSACHUSETTS - Use HUD address below. MICHIGAN
Mr. Henry L. Green,Executive Director
Bureau of Construction Codes
P.O. Box 30254
Lansing, MI 48909
PH: (517) 241-9347
FAX: (517) 241-6301
MINNESOTA
Mr. Thomas Joachim, Director
Department of Labor and Industry
Construction Codes and Licensing Division
Building Codes & Standards Division
443 Lafayette Road North
St. Paul, MN 55155-4341
PH: (651) 284-5068
FAX: (651) 284-5749
Designee: Randy Vogt - PH: (651) 284-5875 MISSISSIPPI
Mr. Ricky Davis, Chief Deputy
Manufactured Housing Division
State Fire Marshal's Office
Woolfolk State Office Building
P.O. Box 79
Jackson, MS 39205
(Use the address below for UPS and FedEx delivery)
501 North West St., 10th Floor, Suite #1001
Jackson, MS 39201
PH: (601) 359-1061
FAX: (601) 359-1076
Designee: Gene Humphrey, Deputy Fire Marshal
MISSOURI
Mr. Ronald Pleus, Manager
Department of Manufactured Housing and Modular Units
Missouri Public Service Commision
200 Madison Street, Suite 500
P.O. Box 360
Jefferson City, MO 65102-3254
PH: (573) 751-7119 or (800) 819-3180
FAX: (573) 522-2509
MONTANA - Use HUD address below. NEBRASKA
Mr. Mark Luttich, Department Director
Housing & Recreational Vehicle Department
Nebraska Public Service Commission
P.O. Box 94927
300 The Atrium; 1200 "N" Street
Lincoln, NE 68509-4927
PH: (402) 471-0518
FAX: (402) 471-7709
NEVADA
Ms. Renee Diamond, Administrator
Department of Business & Industry
Manufactured Housing Division
2501 E. Sahara Avenue, Suite 204
Las Vegas, NV 89104-4137
PH: (702) 486-4135
FAX: (702) 486-4309
Designee: Gary Childers
NEW HAMPSHIRE - Use HUD address below. NEW JERSEY
Mr. Peter Desch, P.E. Manager
Bureau of Home Owner Protection
Dept. of Community Affairs
P.O. Box 805
101 South Broad Street
Trenton, NJ 08625-0805
PH: (609) 984-7905
FAX: (609) 984-7952 - NEW MEXICO
Mr. Mardie Brandon, Bureau Chief
Manufactured Housing Division
Regulation and Licensing Department
2550 Cerrillos Road
Santa Fe, NM 87505
P.O. Box 25101
Santa Fe, NM 87504
PH: (505) 524-6320, ext. 107
FAX: (505) 476-4702 NEW YORK
Mr. Tim King, Code Compliance Specialist ll
Division of Code Enforcement and Administration
Department of State
11th Floor, Suite 1130
41 State Street
Albany, NY 12231-0001
PH: (518) 474-4073
FAX: (518) 486-4487
Alternate: Roy Scott
NORTH CAROLINA
Ms. Hazel T. Stephenson, Deputy Director
NC Department of Insurance
Manufactured Building Division
322 Chapanoke Road, Suite 100
Raleigh, NC 27603
1202 Mail Service Center
Raleigh, NC 27699-1202
PH: (919) 661-5880 ext 215
FAX: (919) 662-4405
NORTH DAKOTA
Mr. Paul Govig, Manager
North Dakota Department of Commerce
Division of Community Services
1600 East Century Avenue, Suite 2
P.O. Box 2057
Bismark, ND 58502-2057
PH: (701) 328-5300
FAX: (701) 328-5320
Designee: Howard Sage
OHIO - Use HUD address below. OKLAHOMA - Use HUD address below. OREGON
Mr. Mark S. Long, Administrator
Department of Consumer & Business Services
Building Codes Division
P.O. Box 14470
Salem, OR 97309-0404
(Use the address below for UPS and FedEx delivery)
1535 Edgewater Drive, NW
Salem, OR 97309
PH: (503) 378-4133
FAX: (503) 378-4101
Designee: Albert Endres
PH: (503) 378-5975
FAX: (503) 378-4101 PENNSYLVANIA
Mr. Mark Conte, Chief
Housing Standards Division
Pennsylvania Department of Community & Economic Development
Commonwealth Keystone Building
400 North Street, 4th Floor
Harrisburg, PA 17120-0225
PH: (717) 720-7416
FAX: (717) 783-4663 RHODE ISLAND
Mr. John Leyden, Building Commissioner
State Of Rhode Island Building Code Commission
One Capitol Hill
Providence, RI 02908-5859
PH: (401) 222-3529
FAX: (401) 222-2599
Designee: Thomas DiDusco SOUTH CAROLINA
Mr. David Bennett, Administrator
SC Manufactured Housing Board
P.O. Box 11329
Columbia, SC 29211-1329
PH: (803) 896-4631
FAX: (803) 896-4814
Designee: Lynne King, Program Assistant SOUTH DAKOTA
Mr. Paul Merriman
South Dakota Department of Public Safety
Office of State Fire Marshal
118 West Capitol Avenue
Pierre, SD 57501
PH: (605) 773-3562
FAX: (605) 773-6631 TENNESSEE
Ms. Darlene Warren, Director of Manufactured Housing
Department of Commerce & Insurance
State Fire Marshal's Office
State of Tennessee
500 James Robertson Parkway, Third Floor
Nashville, TN 37243-1162
PH: (615) 253-5317
FAX: (615) 741-9388
TEXAS
Tim Irvine, Executive Director
Manufactured Housing Division
TX Department of Housing & Community Affair
221 E. 11 Street
Austin, TX 78701
P.O. Box 12489
Austin, TX 78711-2489
PH: (512) 475-1174 or (800) 500-7074
FAX: (512) 475-4706
Designee: Cindy Bocz, Administrator
PH: (512) 475-2884
FAX: (512) 475-4706
UTAH
Mr. Daniel S. Jones, Director
Construction Trades Bureau
Div. of Occupational & Professional Licensing
Department of Commerce
P.O. Box 146741
160 E. 300 South
Salt Lake City, UT 84111-6741
PH: (801) 530-6720
FAX: (801) 530-6511
VERMONT - Use HUD address below. VIRGINIA
Mr. Curtis McIver, Associate Director
State Building Code Administration Office
Department of Housing and Community Development
Jackson Center, 501 N. Second Street
Richmond, VA 23219-1321
PH: (804) 371-7160
FAX: (804) 371-7092
Designee: Lorenzo Dyer WASHINGTON
Mr. Robert King
Compliance and Inspection Manager
Housing Division
Department of Community, Trade and Economic Development
Office of Manufactured Housing
P.O. Box 42525
Olympia, WA 98504-2525
(Use the address below for UPS delivery)
Office of Manufactured Housing
WA State Office of Community Development
906 Columbia Street, SW
P.O. Box 42525
Olympia, WA 98504-2525
PH: (360) 725-2953
PH: (800) 964-0852 (Complaints)
FAX: (360) 586-5880 WEST VIRGINIA
Mr. Mitch Woodrum, Director
Manufactured Housing
West Virginia Division of Labor
State Capitol Complex
Building 6, Room B-749
Capitol Complex
Charleston, WV 25305
PH: (304) 558-7890 ext.237
FAX: (304) 558-2447
WISCONSIN
Mr. Brian Ferris
Department of Commerce
Safety & Buildings
4003 Kinney Coulee Road
LaCross, WI 54650
PH: (608) 785-9335
FAX: (608) 267-9723
Designee: Leroy Stublaski - PH:(608) 576-6224
WYOMING - Use HUD address below. - HUD
Office of Manufactured Housing Programs
Office of Regulatory Affairs and Manufactured Housing
Department of Housing and Urban Development
451 Seventh Street, SW
Rm. 9164
Washington, DC 20410-8000 - Telephone: (202) 708-6423 or (800) 927-2891.
- FAX: (202) 708-4213
Email: MHS@hud.gov
Housing Finance Agencies Alabama | Alaska | Arizona | Arkansas | California | Colorado | Connecticut | Delaware | District of Columbia | Florida | Georgia | Hawaii | Idaho | Illinois | Indiana | Iowa | Kansas | Kentucky | Louisiana | Maine | Maryland | Massachusetts | Michigan | Minnesota | Mississippi | Missouri | Montana | Nebraska | Nevada | New Hampshire | New Jersey | New Mexico | New York | North Carolina | North Dakota | Ohio | Oklahoma | Oregon | Pennsylvania | Rhode Island | South Carolina | South Dakota | Tennessee | Texas | Utah | Vermont | Virginia | Washington | West Virginia | Wisconsin | Wyoming
ALABAMA
Alabama Housing Finance Authority
2000 Interstate Park Drive
Suite 408
Montgomery, AL 36109
Phone: (334) 244-9200
Toll free: (800) 325-AHFA
TTY: (334) 271-6785 Top ALASKA
Alaska Housing Finance Corporation
P.O. Box 101020
Anchorage, AK 99510-1020
Phone: (800) 478-AHFC Top ARIZONA
Arizona Department of Housing
3800 N. Central Ave.
Suite 1200
Phoenix, AZ 85012
Phone: (602) 280-1365 Top ARKANSAS
Arkansas Development Finance Authority
423 Main Street, Suite 500
P.O. Box 8023
Little Rock, AR 72203-8023
Phone: Please refer to the housing program contacts. Top
CALIFORNIA
California Housing Finance Agency
1121 L St., 7th Floor
Sacramento, CA 95814
Phone: (916) 322-3991
Top
COLORADO
Colorado Housing and Finance Authority
1981 Blake Street
Denver, CO 80202-1272
Phone: (303) 297-2432
Toll free: (800) 877-2432
Top
CONNECTICUT
Connecticut Housing Finance Authority
999 West Street
Rocky Hill, CT 06067-4005
Phone: (860) 721-9501
Top DELAWARE
Delaware State Housing Authority
18 The Green
Dover, DE 19901
Phone: (302) 739-4263 or (302) 577-5001 Top DISTRICT OF COLUMBIA
District of Columbia Housing Finance Agency
815 Florida Avenue, N.W.
Washington DC 20001
Phone: (202) 777-1600
Fax: (202)-986-6705 Top
FLORIDA
Florida Housing Finance Corporation
227 North Bronough Street
Suite 5000
Tallahassee, FL 32301
Phone: (850) 488-4197
Top
GEORGIA
Georgia Department of Community Affairs
60 Executive Park South, N.E.
Atlanta, GA 30329
Phone: (404) 679-4940
Top
HAWAII
Housing and Community Development Corporation of Hawaii
677 Queen Street, Suite 300
Honolulu, HI 96813
Phone: Please refer to contact list.
Top
IDAHO
Idaho Housing and Finance Association
P.O. Box 7899
565 W. Myrtle
Boise, ID 83707-1899
Phone: (208) 331-4882
Top ILLINOIS
Illinois Housing Development Authority
401 N. Michigan Avenue, Suite 900
Chicago, IL 60611
Phone: (312) 836-5200 Top
INDIANA
Indiana Housing Finance Authority
115 West Washington St.
#1350, South Tower
Indianapolis, IN 46204
Phone: (317)232-7777
Toll free: (800) 872-0371 (IN only)
Top IOWA
Iowa Finance Authority
100 E. Grand
Suite 250
Des Moines, Iowa 50309
Phone: 515) 242-4990
Toll free: (800) 432-7230 Top
KANSAS
Kansas Department of Commerce and Housing
1000 S.W. Jackson St., Suite 100
Topeka, KS 66612-1354
Phone: (800) 752-4422
Top
KENTUCKY
Kentucky Housing Corporation
1231 Louisville Road
Frankfort, KY 40601
Phone: (502) 564-7630
Toll free: (800) 633-8896 (KY only)
Top
LOUISIANA
Louisiana Housing Finance Agency
2415 Quail Drive
Baton Rouge, LA 70808
Phone: (225) 763-8700
Toll free: (888) 454-2001
Fax: (225) 763-8710
TTY/TDD: (225) 763-8762
Top
MAINE
Maine State Housing Authority
353 Water St.
Augusta, ME 04330-4633
Phone: (207) 626-4600
Toll free: (800) 452-4668
Fax: (207) 626-4678
TTY: (800) 452-4603
Top
MARYLAND
Maryland Department of Housing and Community Development
100 Community Place
Crownsville, MD 21032-2023
Phone: (410) 514-7000
Toll free: 800-756-0119 (in MD only)
TTY: (800) 735-2258 or 711 (in MD)
Top MASSACHUSETTS
Massachusetts Housing Finance Agency
One Beacon St.
Boston, MA 02108
Phone: (617) 854-1000
Fax: (617) 854-1029
TTY: (617) .854-1025 Top
MICHIGAN
Michigan State Housing Development Authority
735 E. Michigan Ave.
P.O. Box 30044
Lansing, MI 48912
Phone: (517) 373-8370
Fax: (517) 335-4797
TTY: (800) -382-4568
Top
MINNESOTA
Minnesota Housing Finance Agency
400 Sibley St., Suite 300
St. Paul, MN 55101-1998
Phone: (651) 296.7608
Toll free: (800) 657-3769
TTY: (651) 297-2361
Top MISSISSIPPI
Mississippi Home Corporation
PO Box 23369
Jackson, MS 39225-3369
Phone: (601) 718-4642
Fax: (601) 718-4643 Top
MISSOURI
Missouri Housing Development Commission
3435 Broadway
Kansas City, MO 64111-2459
Phone: (816) 759-6600
TTY: (816) 758-6839
Top MONTANA
Montana Board of Housing
301 S. Park Ave.
Helena, MT 59601
Phone: (406) 841-2700
Fax: (406) 841-2701 Mailing Address
P.O. Box 200501
Helena, MT 59620-0501 Top NEBRASKA
Nebraska Investment Finance Authority
1230 "O" Street, Suite 200
Lincoln, NE 68508-1402
Phone: (402) 434-3900
Toll free: 1-800-204-NIFA (6432)
Fax: (402) 434-3921 Top
NEVADA
Nevada Housing Division
Northern Office
1802 North Carson Street, #154
Carson City, Nevada 89701
Phone: (775) 687-4258
Fax: (775) 687-4040
Southern Office
1771 E. Flamingo, Suite 206B
Las Vegas Nevada 89119
Phone: (702) 486-7220
Fax: (702) 486-7226
Top NEW HAMPSHIRE
New Hampshire Housing Finance Authority
32 Constitution Drive
Bedford, NH
Phone: (603) 472-8623
Toll free: (800) 640-7239 (NH only)
Fax: (603) 472-8501
TDD: (603) 472-2089 Mailing address
PO Box 5087
Manchester, NH 03108 Top
NEW JERSEY
New Jersey Housing and Mortgage Finance Agency
637 South Clinton Avenue
P.O. Box 18550
Trenton, NJ 08650-2085
Phone: (609) 278-7400
Top
NEW MEXICO
New Mexico Mortgage Finance Authority
344 4th Street SW
Albuquerque, NM 87102
Phone: (505) 843-6880
Toll free: (800) 444-6880 (in NM only)
Fax: (505) 243-3289
TTY: (800) 659-8331
Top NEW YORK
New York State Housing Finance Agency
New York
641 Lexington Avenue
New York, NY 10022
Phone: (212) 688-4000 Albany
119 Washington Avenue
Albany, NY 12210
Phone: (518) 434-2118 Buffalo
107 Delaware Avenue
Suite 620
Buffalo, NY 14202
Phone: (716) 853-1548 Long Island
SUNY Old Westbury
233 Store Hill Road
Suite H209
Old Westbury, NY 11568
Phone: (516) 334-7815 Top NORTH CAROLINA
North Carolina Housing Finance Agency
3508 Bush Street
Raleigh, NC 27609-7509
Phone: (919) 877-5700 Top NORTH DAKOTA
North Dakota Housing Finance Agency
Bismarck Main Office
1500 East Capitol Ave.
PO Box 1535
Bismarck, ND 58502-1535
Phone: (701) 328-8080
Toll free: (800) 292-8621 (ND only)
Fax: (701) 328-8090
TTY: (800) 366-6888
Fargo Field Office
Phone: (701) 239-7255
Toll free: (877) 239-3200 (ND only)
Fax: (701) 239-7257
TTY: (800) 366-6888 Top
OHIO
Ohio Housing Finance Agency
Ohio Housing Finance Agency
57 East Main Street
Columbus, OH 43215-5135
Phone: (614) 466-7970
Fax: (614) 644-5393
TDD: (614) 466-1940
Top OKLAHOMA
Oklahoma Housing Finance Agency
100 NW 63rd Street
Suite 200
Oklahoma City, OK 73116
Phone: (405) 848-1144
Toll free: (800) 256-1489
TDD: (405) 848-7471
Mailing Address
P. O. Box 26720,
Oklahoma City, OK 73126-0720 Top OREGON
Oregon Housing and Community Services
Main Office
PO Box 14508
Salem, OR 97309-0409
Phone: (503) 986-2000
Fax: (503) 986.2020
TTY: (503) 986.2100 Church Street CSO Office
702 Church St. (between Union and D Streets)
Salem, OR
Mailing Address:
PO Box 14508
Salem OR 97309-0409 Portland Office
123 NE 3rd Street, Ste 470
Portland, OR 97232
Phone: (503) 230-8011 Top PENNSYLVANIA
Pennsylvania Housing Finance Agency
Harrisburg
2101 North Front St.
Harrisburg, PA 17105-8029
Phone: (717) 780-3800
Pittsburgh
Building 200
2275 Swallow Hill Road
Pittsburgh, PA 15220
Phone: (412) 429-2842 Norristown
Stony Creek Office Center
151 West Marshall Street
Building #3, Suite 600
Norristown, PA 19401
Phone: (610) 270-1999 Top
RHODE ISLAND
Rhode Island Housing and Mortgage Finance Corporation
44 Washington St.
Providence, RI 02903-1721
Phone: (401) 751-5566
TDD: (401) 427-9799
Top
SOUTH CAROLINA
South Carolina State Housing Finance and Development Authority
919 Bluff Road
Columbia, SC 29201
Phone: (803) 734-2000
Top SOUTH DAKOTA
South Dakota Housing Development Authority
221 South Central Ave.
P.O. Box 1237
Pierre, SD 57501-1237
Phone: (605) 773-3181
Fax: (605) 773-5154
TTY: (605) 773-6107 Top TENNESSEE
Tennessee Housing Development Agency
404 James Robertson Parkway
Suite 1114
Nashville, TN 37243-0900
Phone: (615) 741-2400 Top
TEXAS
Texas Department of Housing and Community Affairs
Waller Creek Office Building
507 Sabine Street
Austin, TX 78701
Phone: (512) 475-3800
Mailing Address
PO Box 13941
Austin TX, 78711-3941 Top
UTAH
Utah Housing Finance Agency
554 S. 300 E.
Salt Lake City, UT 84111
Phone: (801) 521-6950
Toll free: (800) 284-6950 (UT only) or (800) 344-0452
Fax: (801) 359-1701
Top VERMONT
Vermont Housing Finance Agency
Phone: (802) 864-5743
Interest rate line: (802) 652-3426 Mailing Address
P.O. Box 408
Burlington, VT 05402-0408 Top
VIRGINIA
Virginia Housing Development Authority
601 S. Belvidere Street
Richmond, VA 23220
Phone: (804)782-1986
Toll free: (800)968-7837
Top WASHINGTON
Washington State Housing Finance Commission
1000 Second Avenue, Suite 2700
Seattle, WA 98104-1046
Phone: (206) 464-7139 (in the Seattle area)
Toll free: (800) 767-4663 (in WA only)
Fax: (206) 587-5113 Top WEST VIRGINIA
West Virginia Housing Development Fund
814 Virginia Street, East
Charleston, West Virginia 25301
Phone: (304) 345-6475
Tol free: (800) 933-9843
TDD: (304) 345-5738 Top WISCONSIN
Wisconsin Housing and Economic Development Authority
Madison Office
201 W. Washington Ave., Ste. 700
Madison, WI 53703
Phone: (608) 266-7884
Toll free: (800) 334-6873
Fax: (608) 267-1099 Mailing address:
P.O. Box 1728
Madison, WI 53701-1728 Milwaukee Office
101 West Pleasant St., Ste. 100
Milwaukee, WI 53212
Phone: (414) 227-4039
Toll free: (800) 628-4833
Fax: (414) 227-4704 Top
WYOMING
Wyoming Community Development Authority
155 N. Beech,
Casper, WY 82601
Phone: (307) 265-0603
Fax: (307) 266-5414
TDD: #711 for Wyoming's Relay Service for Hearing Impaired
Top American Modern Insurance Group - AMIG.COM
Assurant - ASSURANT.COM
California Manufactured Housing Institute - CMHI.ORG
Western Manufactured Housing Communities Association - WMA.ORG
Manufactured Housing Institute - MHI.ORG Loan Questions And Answers |
Mobile Home Loans Q & A - What is the Fico range for good, fair & bad credit rating with manufactured lending?
Good credit is usually defined as the borrowers with few if any past or present collections, good income & credit over 680 fico. Fair credit borrowers would have more deragatories, lower income & credit from 600 fico to 679. Generally bad credit is those clients with a previous bankruptcy or significant ongoing collections and/or leins, significant debt, lawsuits amd/or past or present ongoing foreclosure and a credit score of 599 and below. (in some cases credit score is not the only determining factor for a fair credit loan. We will always try to qualify you fair credit first) - What is debt to income ratio?
Debt to income ratio is the calculation used by us to determine how large of a loan balance your income can support. Typically this calculation is figured by adding all your bill's minimum payments due each month, your space rent & new mortgage payment divide by your gross income. - What is the lowest down payment I can put down: for good credit 5% down on land home & in park. In some case we allow for 100% financing when getting the home at a significant valuation.
- What loan term will be best for me?
This depends on your goals. If your goal is to pay off the home quicker then a shorter term is suggested. If your goal is lowest payment then a longer term is best. - What will my closing costs be?
Good credit borrowers never pay points & the closing cost for these borrowers is usually $1300 to $1800. Bad credit borrowers will usually have to pay points. Typically, our closing cost ranges from $2700 to $4800 depending on the loan size. (In some cases bad credit borrowers may require more closing cost depending on overwhelming negative factors)We do have no closing cost programs. - Can I consolidate bills? Yes. In some cases we actually may have to pay bills to get your debt versus income inline.
- Can the seller assist with down payment?
Not on good credit loans. In CA, OR & WA we have a program where the seller can assist with securing part of the risk in a bad credit mobile home purchase loan... they may also assist with closing cost, repairs, fire insurance and home warranty. We do allow gift for down payment. - What items must be prepaid?
There are no pre-pay items. Typically we allow you to finance into your new bad credit purchase loan up to 2 year of fire insurace, 2 years of a home warranty program, closing cost and up to 6 months of space rent. - How long is quoted interest rates good for?
Called a rate lock, under normal instances we lock the rate for 60 days which is free to the client. - How long will the approval take?
With a complete file and motivated client approvals take 30 minutes with loan closings in as quick as 3 days for bad credit & 7 days for good credit. - Will the loan have a prepayment penalty?
Absolutely not. Even with a bad credit standing we won't be assigning a pre-pay penalty.
Revolutionizing Mobile Home Loans |
Getting to know LoanJunction.com- Experience.
Founded in 1999, LoanJunction.com has processed and funded 10's of thousands of mobile home loans. - Customer Service.
We are only as good as our last clients says we are. That's why with every customer we'll move mountains for the privilege to be your lender. With caring staff, 24 hour customer service & online account management we intend to move mountains for you for years to come. - Financial Resources.
LoanJunction.com is a national lender drawing upon over 4 billion in investment capital for our clients needs. - Track Record.
You don't get to be a proud AAA rated Better Business Bureau company by doing things the wrong way. We intend to keep it that way. - Community Support.
We have a larger responsibility to support our clients long after the transaction is done. Please visit our Park Crime Prevention Page to join us in keeping our park communities safe and crime free; Also As rent control advocates, no one is more out spoken about keeping our parks free of exuberant & predatory rent increases. - Technology.
With an eye on the 22nd century, our client management services are second to none. Our award winning online operations coupled with 24 live customer service, automated bill pay and rate decrease notifications we stand at the forefront of mobile home lendings' long awaited technological revolution. - Hands On.
There are no substitutions for rolling up the sleeves to get the job done right. That's why each client is assigned a proven & considerate account executive to oversee the loan transaction from start to finish. This is your guy or gal in the trenches with their "hands on" approach. - Accountability.
Each staff member is 100% accountable to you and your needs. Whether the loan has unforeseen difficulties, or tough measures need to be taken, our staff from the president on down will always field your calls and/or concerns.
Last Updated: Thursday, January 03, 2008 Good Credit In Park Financing -20 Year Fixed | Rate | Range | APR | Payment | Fees | 6.99% | 8.75% | Calculate | Calculate | $2107 | Each client has different qualifying characteristics, so we have given you a rate range. Increased negative factors on a file leads to a higher rate up the range. |
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Fair Credit In Park Financing -20 Year Fixed | Rate | Range | APR | Payment | Fees | 8.5% | 10.75% | Calculate | Calculate | $2107 | Each client has different qualifying characteristics, so we have given you a rate range. Increased negative factors on a file leads to a higher rate up the range. |
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Bad Credit In Park Financing -20 Year Fixed | Rate | Range | APR | Payment | Fees | 12.5% | 16.75% | Calculate | Calculate | $2107 | Each client has different qualifying characteristics, so we have given you a rate range. Increased negative factors on a file leads to a higher rate up the range. |
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