Download the referral form from link below Simply fill out and fax to 310-534-2439
We contact client, gather all paperwork & do all the work of loan processing & funding
You Get Paid
It’s that Simple!
Real Estate Agent Referral Program
Agent Referral Program Rules & Guidelines
You must fax in referral form to 310-534-2439.
You must contact client to make them aware we will be calling.
We cannot field an over abundance of status calls from referring party.
Must have valid email to update you on loan status
Must not pressure client in any way.
You cannot participate in loan process.
Clients must qualify under our published program guidelines.
Bad credit only available in CA, ID,OR, & WA
Pre 1976 Singlewide financing only in CA.
No Doc loans are no longer available.
Business owners must have 2 years of business CPA prepared taxes.
Non owner only in CA, OR & WA
Loan Questions And Answers
Common Referral Mobile Home Loan Q & A
What is score range for good, fair & bad credit? Generally good credit is 680 fico & greater; fair credit 600 to 679 & bad credit 599 & below. (other factors may figure)
What loan terms do you offer? 30, 25, 20, 15, 10, 7 & 5 year fixed (no adjustable loans)
What will the closing costs be? Typically good credit clients can expect closing cost from $1100 to $1800. (these amounts may change depending on year of home, DTI, credit ect. )
Can My Referral Consolidate Bills? Yes. In some case we may have to pay bills to make the clients debt to income ration get in line
How long is quoted interest rates good for? Called a rate lock- under normal circumstances 60 days
What is You Minimum Down Payment? Good & most fair credit 5%; bad credit 30% (these amounts may change depending on year of home, DTI, Employment ect.
How long will the approval take? With motivated clients approvals take 4 hours and loan closings in as quick as 7 days.
Will the loan have a prepayment penalty? Absolutely not.
Revolutionizing Mobile Home Loans
Getting to know LoanJunction.com
Experience. Founded in 1999, LoanJunction.com has processed and funded 10's of thousands of mobile home loans.
Customer Service. We are only as good as our last clients says we are. That's why with every customer we'll move mountains for the privilege to be your lender. With caring staff, 24 hour customer service & online account management we intend to move mountains for you for years to come.
Financial Resources. LoanJunction.com is a national lender drawing upon over 4 billion in investment capital for our clients needs.
Track Record. You don't get to be a proud AAA rated Better Business Bureau company by doing things the wrong way. We intend to keep it that way.
Community Support. We have a larger responsibility to support our clients long after the transaction is done. Please visit our Park Crime Prevention Page to join us in keeping our park communities safe and crime free; Also As rent control advocates, no one is more out spoken about keeping our parks free of exuberant & predatory rent increases.
Technology. With an eye on the 22nd century, our client management services are second to none. Our award winning online operations coupled with 24 live customer service, automated bill pay and rate decrease notifications we stand at the forefront of mobile home lendings' long awaited technological revolution.
Hands On. There are no substitutions for rolling up the sleeves to get the job done right. That's why each client is assigned a proven & considerate account executive to oversee the loan transaction from start to finish. This is your guy or gal in the trenches with their "hands on" approach.
Accountability. Each staff member is 100% accountable to you and your needs. Whether the loan has unforeseen difficulties, or tough measures need to be taken, our staff from the president on down will always field your calls and/or concerns.
Each client has different qualifying characteristics, so we have given you a rate range. Increased negative factors on a file leads to a higher rate up the range.
Each client has different qualifying characteristics, so we have given you a rate range. Increased negative factors on a file leads to a higher rate up the range.
Each client has different qualifying characteristics, so we have given you a rate range. Increased negative factors on a file leads to a higher rate up the range.
