Good Credit Mobile Home Refinance Program

Good Credit Refinance Loan Highlights

  • Good Credit Best Rate Guarantee
  • Refinance up to 95% Homes Value
  • Cash Out & Bill Consolidation to 80%
  • Home Remodeling or Repairs 
  • No Maximum Loan Amount
  • No Cash Reserves Required
  • Leased & Family Property OK
  • Skip a Mobile Home House payment 
  • 2 Years Insurance can be financed 
  • Loan Terms up to 30 years
  • No Private Mortgage Insurance(PMI)
  • Debt to Income Ratio up to 50%
  • Secure Fixed Rate Programs Only
  • No Origination Points
  • Approvals In 30 Minutes
  • Closings In As Little As 7 Days
  • 5 Years No Cost Refinance

Loan Questions And Answers

Good Credit Mobile Home Refinance Q & A  

  • What is considered good credit?
    Generally good credit is those clients with no previous bankruptcy or significant collections, debt to income ratio less than 45% & a credit score of 680 Fico and above.
  • What is debt to income ratio?
    Debt to income ratio is the calculation used by us to determine how large of a loan balance your income can support. Typically this calculation is figured by adding all your bill's minimum payments due each month, your space rent & new mortgage payment divide by your gross income.
  • What loan term will be best for me?
    This depends on your goals. If your goal is to pay off the home quicker then a shorter term is suggested. If your goal is lowest payment then a longer term is best.
  • What will my closing costs be?
    Good credit borrowers will not have points or junk fees. Typically, our closing cost ranges from $1100 to $1800.  
  • Can I Consolidate Bills?
    Yes. In some case we may have to pay bills to get your debt to income inline. 
  • What items must be prepaid?
    Typically we allow you to finance into your new loan up to 2 years of fire insurace & 2 years of a home warranty program if purchased through us.
  • How long is quoted interest rates good for?
    Called a rate lock, under normal instances we lock the rate for 60 days which is free to the client. 
  • How long will the approval take?
    With a complete file and motivated client approvals take 4 to 6 hours with loan closings in as quick as 7 days.
  • Will the loan have a prepayment penalty?
    Absolutely not. Your good credit standing has earned you the right to never have a pre-payment penalty. 

Revolutionizing Mobile Home Loans

Getting to know LoanJunction.com

  • Experience.
    Founded in 1999, LoanJunction.com has processed and funded 10's of thousands of mobile home loans.
  • Customer Service.
    We are only as good as our last clients says we are. That's why with every customer we'll move mountains for the privilege to be your lender. With caring staff, 24 hour customer service & online account management we intend to move mountains for you for years to come.
  • Financial Resources.
    LoanJunction.com is a national lender drawing upon over 4 billion in investment capital for our clients needs. 
  • Track Record.
    You don't get to be a proud AAA rated Better Business Bureau company by doing things the wrong way. We intend to keep it that way.
  • Community Support.
    We have a larger responsibility to support our clients long after the transaction is done. Please visit our Park Crime Prevention Page to join us in keeping our park communities safe and crime free; Also As rent control advocates, no one is more out spoken about keeping our parks free of exuberant & predatory rent increases.
  • Technology.
    With an eye on the 22nd century, our client management services are second to none. Our award winning online operations coupled with 24 live customer service, automated bill pay and rate decrease notifications we stand at the forefront of mobile home lendings' long awaited technological revolution.
  • Hands On.
    There are no substitutions for rolling up the sleeves to get the job done right. That's why each client is assigned a proven & considerate account executive to oversee the loan transaction from start to finish. This is your guy or gal in the trenches with their "hands on" approach.
  • Accountability.
    Each staff member is 100% accountable to you and your needs. Whether the loan has unforeseen difficulties, or tough measures need to be taken, our staff from the president on down will always field your calls and/or concerns.

     

     Good Credit In Park Refinance -20 Year Fixed

    Rate

    Range

    APR

    Payment

    Fees

    7.99%

    9.75%

    Calculate

    Calculate

    $2107

    Each client has different qualifying characteristics, so we have given you a rate range. Increased negative factors on a file leads to a higher rate up the range.

    Good Credit In Park Refinance -15 Year Fixed

    Rate

    Range

    APR

    Payment

    Fees

    7.49%

    9.25%

    Calculate

    Calculate

    $2107

    Each client has different qualifying characteristics, so we have given you a rate range. Increased negative factors on a file leads to a higher rate up the range.

    Good Credit In Park Refinance -10 Year Fixed

    Rate

    Range

    APR

    Payment

    Fees

    6.99%

    8.75%

    Calculate

    Calculate

    $2107

    Each client has different qualifying characteristics, so we have given you a rate range. Increased negative factors on a file leads to a higher rate up the range.

     Check The Value Of Your In Park Mobile Home.

    Check The Value Of Your Land Home Manufactured Home.

    LoanJunction.com
        
     310-257-9297     
                                                      

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    LoanJunction.com Automated Quote Form

    Our mobile home loans rates & terms are now fully automated with
    the LoanJunction.com automated quote system. Upon completion of
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